Top 10 Scams

1 Top
Auto
Scam

DID YOU KNOW?
When buying a used car in B.C. there is no ‘cooling off’ period should you change your mind.

This scam works whether it’s a local seller hiding the accident history, rebuilt status and true mileage or a fraudster from afar who has no vehicles at all. The goal: To get you to give up your cash before you check (pause, hesitate, verify). A vehicle history report, a little online sleuthing or a purchase from a licensed dealer can be just the protection you need.

Tip: Find out the history of the vehicle before you buy.


2 Top
Emotional
Scam

DID YOU KNOW?
Following the Ebola scare, over 100 fake Ebola charity sites appeared online.

Recently the Ebola scare and shootings on Parliament Hill have become the stories these crooks hide behind. The scams often come in the form of emails or fake websites asking to help affected families or victims. Only give to charities you trust.

Tip: Donate to organizations you have given to in the past.


3 Top
Identity
Theft

DID YOU KNOW?
Over 90% of the Canadian population is online and subject to identity theft.

Thieves call up unsuspecting victims claiming to be from Microsoft. They inform them that their computer has a virus and is sending out error filled messages. At best, the person is trying to sell you a computer program you may not need, at worst they want to steal your banking information and passwords.

Tip: Do not give anyone remote access to your computer unless you initiated contact.


4 Top
Social Media
Scam

DID YOU KNOW?
Approximately 19 million Canadians are on Facebook; over half of the country.

Did you ever get a Friend Request on Facebook from someone you already thought was your Friend? If you hit Accept, you may have just “friended” a scammer after your personal information and the information of your ‘real’ friends. Be careful on social media, keep your privacy settings high, and do not share confidential information.

Tip: If you question the validity of the request, just turn it down.


5 Top
Romance
Scam

DID YOU KNOW?
Canadians lost nearly $13 million to Catphishing in 2014.

As more and more people get involved in online dating sites, it creates a vulnerable market for scammers. ‘Catphishers’ quickly send you their personal email or number right away in the hope you will respond outside of the dating site. If you do, scammers now have email addresses or phone numbers and the identity theft begins.

Tip: Meet the person face to face before giving any personal information out.


6 Top
Utilities
Scam

DID YOU KNOW?
Nearly $2 million was stolen through service fraud in 2014.

The caller identifies themselves as an employee from the local hydro company and claims your account is overdue. The scammer threatens to cut power unless a payment is made with a Visa Gift Card. Locally, BC Hydro says it does not contact people this way for bill payment and would never require a pre-paid VISA.

Tip: Understand that hydro companies do not do business in this way.


7 Top
Finance
Scam

DID YOU KNOW?
Religious groups are among the most common targets for these scammers.

Investment fraud is a whole new ball game for these type of scammers as they can now involve themselves with many different groups online. Chat rooms, forums or social networking site make easy targets from these thieves to set up their game of trust. The scammer could even be a family member as they weave their web and take your money to cover the pot holes of their Ponzi scheme.

Tip: Do not fall for investments that offer no risk or guarantee returns.


8 Top
Sales
Scam

DID YOU KNOW?
Nearly a quarter million complaints are logged over robocalls in North America every month.

The unsuspecting victim receives an automated call from an airline such as WestJet. The call informs the victim they have won cash value towards the purchase of their next flight. By proceeding with the call the victim is then redirected to a pushy salesperson who is trying to sell cheap holiday packages to Mexico.

Tip: Do not follow through with robocall prompts.


9 Top
Big Data
Scam

DID YOU KNOW?
The biggest data breach in 2014 affected over a billion people worldwide and was perpetrated by a Russian gang.

2014 was a bad year for data breaches and forced popular stores like Home Depot, Staples and Target to take action as thieves made away with customer information. The combined number of people affected in North America in 2014 was well over 200 million and included Canadian-based locations.

Tip: Change your passwords frequently.


10 Top
Ad
Scam

DID YOU KNOW?
90% of consumers check review sites before making a purchase or visiting a restaurant.

Review sites and online directories have become the go-to web pages for those wanting to find out more about businesses and services. Sites like Yelp and Trip Advisor are among the most popular. However many people take advantage of these postable sites by creating fake reviews to make their business look better to the browsing consumer. Also known as ‘astroturfing.’

Tip: While reviews can be helpful, take them with a grain of salt and learn how to spot the fakes.


Read More at BBB- Start With Trust®